So, how does Laybuy work?

Receive your purchase now, spread the total cost
over 6 weekly automatic payments. Interest free!

Look for this button at checkout

1. Proceed to checkout as normal and select Laybuy as your payment method.

2. Sign in or sign up to complete your order in seconds.

3. Choose your payment day, view your schedule and select pay now.

4. You're done! Your items are on their way. Payments will be taken each week automatically.

1. Proceed to checkout as normal and select Laybuy as your payment method.

2. Sign in or sign up to complete your order in seconds.

3. Choose your payment day, view your schedule and select pay now.

4. You're done! Your items are on their way. Payments will be taken each week automatically.


FAQ's

How do I sign up?

It’s super simple! Just continue to checkout as normal and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.

Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.

What form of payment do Laybuy accept?

Laybuy accepts payments from debit or credit cards from Mastercard and Visa. Be sure to log into your Laybuy account and find the Saved Cards where you can edit or add new cards accordingly.

How is my limit approved?

Your limit is assigned through the Laybuy instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

Is there anything else I should know?

• A late fee of $10 will be applied to your account 24 hours after a missed payment.

• If your cart total is more than your assigned limit, that’s okay! The excess will be added to your first payment.

Contacting Laybuy

Laybuy are available to answer any questions you have about their payment platform, simply send an email to help@laybuy.com any time and they will respond within 24 hours. Click to visit Laybuy website and learn more.

Can’t find the answer to your question? Don’t be shy, we’re happy to help!

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